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2026 Medicare Update

Understanding RPM, RTM & CCM

A visual guide to Medicare's three remote care programs — what they cover, how they're billed, and what changed for 2026.

RPM

7 codes

Remote Patient Monitoring

Monitor physiologic data like CPAP usage, AHI, and leak rates remotely

RTM

10 codes

Remote Therapeutic Monitoring

Track therapeutic responses for respiratory, musculoskeletal, and CBT treatments

CCM

6 codes

Chronic Care Management

Coordinate ongoing care for patients with 2+ chronic conditions

Billing Codes & Rates

National non-facility averages using the 2026 conversion factor of $33.40

Remote Patient Monitoring

7 CPT codes · Monitor physiologic data like CPAP usage, AHI, and leak rates remotely

CPT CodeDescriptionStatus2026 Rate
99453
Initial setup & patient education on monitoring equipment
One-time; now requires min. 2 days of data (down from 16)
MAINTAINED~$22
99454
Device supply & daily data transmission, 16–30 days per 30-day period
Descriptor revised to specify 16–30 day range
REVISED~$47
99445
Device supply & daily data transmission, 2–15 days per 30-day period
Same rate as 99454; mutually exclusive with 99454
NEW~$47
99457
Treatment management services, first 20 min/calendar month
Requires ≥1 interactive communication; cannot bill with 99470
MAINTAINED~$52
99458
Treatment management, each additional 20 min
Add-on to 99457 only
MAINTAINED~$41
99470
Treatment management services, first 10 min/calendar month
Requires ≥1 interactive communication; cannot bill with 99457
NEW~$26
99091
Collection & interpretation of physiologic data, ≥30 min physician time
1.10 work RVUs preserved; requires direct supervision
MAINTAINED~$56

What Changed for 2026

CMS finalized the most significant RPM overhaul since the codes were first created

16-Day Barrier Eliminated

The old 16-day minimum data transmission requirement is gone. Practices can now bill with as few as 2 days of patient data in a 30-day period.

Tiered Data Transmission

New two-tier structure: CPT 99445 covers 2–15 days and 99454 covers 16–30 days. Both reimburse at ~$47 — bill one or the other per period.

New 10-Minute Management Codes

CPT 99470 (RPM) and 98979 (RTM) allow billing for just 10–19 minutes of clinical staff time per month, down from the previous 20-minute minimum.

Higher Conversion Factor

The 2026 non-qualifying APM conversion factor rose to $33.40, a 3.26% increase driven by the One Big Beautiful Bill Act's temporary +2.50% boost.

Revenue Potential

Example Monthly Revenue Per Patient

Three real-world scenarios showing what a sleep practice can bill under the 2026 fee schedule

Low Engagement

New CPAP Patient

5 days data · 12 min clinical time

99453 — Setup~$22
99445 — Device (2–15 days)~$47
99470 — Mgmt (10 min)~$26
Monthly Total~$95

Previously $0 under 2025 rules

Most Common
Standard Engagement

Adherent CPAP Patient

22 days data · 20 min clinical time

99453 — Setup~$22
99454 — Device (16–30 days)~$47
99457 — Mgmt (20 min)~$52
Monthly Total~$121
Full Program

RPM + CCM Patient

25 days data · 40 min RPM + 20 min CCM

99454 — Device (16–30 days)~$47
99457 — Mgmt (20 min)~$52
99458 — Mgmt (+20 min)~$41
99490 — CCM (20 min)~$66
Monthly Total~$206

RPM + CCM can be billed together (no time double-counting)

Key Billing Rules to Know

RPM and RTM cannot be billed for the same patient in the same month

Choose the program that best fits the clinical scenario.

RPM can be billed alongside CCM, PCM, TCM, BHI, and APCM

As long as no clinical time is double-counted across programs.

Interactive communication is required for management codes

At least one live, interactive communication per month. Voicemails count toward total time but do not satisfy this requirement.

General supervision for treatment management codes

The billing practitioner must be available but does not need to be physically present. Supports outsourced RPM models.

Patient consent must be documented

Can be obtained at the time of service. No changes from prior years.

Order entry and medical necessity documentation recommended

A signed order from the billing provider and documentation of medical necessity for remote monitoring should be in the patient's chart to support claims.

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